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	<title>You can afford college without student loans!</title>
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		<title>Download 7 Tips For Scholarship Success for FREE</title>
		<link>http://avoidstudentloans.com/download-7-tips-for-scholarship-success-for-free/</link>
		<comments>http://avoidstudentloans.com/download-7-tips-for-scholarship-success-for-free/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 16:16:49 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Enter your EMAIL ADDRESS in the sidebar for immediate access to this FREE GUIDE.]]></description>
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		<title>10 Colleges that you can graduate from without much debt</title>
		<link>http://avoidstudentloans.com/10-colleges-that-you-can-graduate-from-without-much-debt/</link>
		<comments>http://avoidstudentloans.com/10-colleges-that-you-can-graduate-from-without-much-debt/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:24:40 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[In the news]]></category>
		<category><![CDATA[Scholarships]]></category>

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		<description><![CDATA[Funding is one thing, but choosing a college that is sensitive to your cause of Avoiding Student Loans is another. Check out these 10 colleges that can leave you in a great financial position upon graduation. Princeton University and College [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.06.46-PM.png"><img class="aligncenter size-full wp-image-89" title="Screen Shot 2012-01-24 at 4.06.46 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.06.46-PM.png" alt="" width="547" height="66" /></a></p>
<p>Funding is one thing, but choosing a college that is sensitive to your cause of Avoiding Student Loans is another. Check out these <a href="http://www.huffingtonpost.com/2012/01/03/the-10-schools-with-least_n_1180877.html?ref=college#s585193&amp;title=California_State_University">10 colleges that can leave you in a great financial position </a>upon graduation.</p>
<blockquote><p>Princeton University and College of the Ozarks in Missouri also limit student debt through unique initiatives, and are the only two institutions that appear in the top 10 lists of both smallest percent of 2010 graduates owing money and the lowest average indebtedness per student. In 2001, Princeton began replacing students&#8217; loan packages with scholarships that do not need to be repaid. And at College of the Ozarks, where 90 percent of each incoming class shows financial need, the school sets up those students with campus jobs to cover tuition.</p></blockquote>
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		<title>Huff Post Series: Majoring in Debt</title>
		<link>http://avoidstudentloans.com/huff-post-series-majoring-in-debt/</link>
		<comments>http://avoidstudentloans.com/huff-post-series-majoring-in-debt/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:09:29 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Student loan nightmares]]></category>
		<category><![CDATA[avoid student loans]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=88</guid>
		<description><![CDATA[Be sure to check out the Huffington Post&#8217;s excellent story on how real life students are choking on their student loans. There is a better way. Avoid Student Loans. For many students, that figure is modest. Take Aleesha Nash, a [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.06.46-PM.png"><img class="aligncenter size-full wp-image-89" title="Screen Shot 2012-01-24 at 4.06.46 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.06.46-PM.png" alt="" width="547" height="66" /></a></p>
<p>Be sure to check out the Huffington Post&#8217;s excellent story on how <a href="http://www.huffingtonpost.com/2011/09/06/majoring-in-debt-college-_n_951129.html?ref=college">real life students are choking on their student loans</a>. There is a better way. Avoid Student Loans.</p>
<blockquote><p>For many students, that figure is modest. Take Aleesha Nash, a graduate of New York University. &#8220;Logging into the Federal Student Aid website,&#8221; she <a href="http://www.huffingtonpost.com/aleesha-nash/debt-thats-worth-it_b_945223.html" target="_hplink">writes</a> on the Huffington Post, &#8220;I see that today my balance is $104,104.63 for a percentage of the information in my head.&#8221;</p>
<p>And there&#8217;s Jaclyn Cabral, too. Jaclyn chose to attend Elon University in North Carolina because it&#8217;s &#8220;regarded as one of the most affordable private educations.&#8221; Still, she <a href="http://www.huffingtonpost.com/jaclyn-cabral/post_2357_b_945238.html" target="_hplink">graduated $90,000 in debt.</a></p>
<p>For many of these students, paying off their loans is a nearly unsurmountable challenge. Brandon Woods, a Hampton University alum, finds himself working two jobs &#8212; and hardly making a dent in his $58,000 deficit.</p></blockquote>
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		<title>Divorcing parents struggle to decide who will pay for college</title>
		<link>http://avoidstudentloans.com/divorcing-parents-struggle-to-decide-who-will-pay-for-college/</link>
		<comments>http://avoidstudentloans.com/divorcing-parents-struggle-to-decide-who-will-pay-for-college/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:05:08 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[In the news]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=84</guid>
		<description><![CDATA[Talk about an uncomfortable topic&#8230;.. Forbes tackles the issue of who pays for a student&#8217;s college education in the midst of a divorce. On the one hand, it’s thrilling to learn that your child has been accepted to college. On [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.01.54-PM.png"><img class="aligncenter size-medium wp-image-85" title="Screen Shot 2012-01-24 at 4.01.54 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-24-at-4.01.54-PM-300x201.png" alt="" width="300" height="201" /></a></p>
<p>Talk about an uncomfortable topic&#8230;..</p>
<p>Forbes tackles the issue of<a href="http://www.forbes.com/sites/jefflanders/2012/01/24/who-pays-for-college-tuition-top-factors-for-divorcing-women-to-consider/"> who pays for a student&#8217;s college education</a> in the midst of a divorce.</p>
<blockquote><p>On the one hand, it’s thrilling to learn that your child has been accepted to college.</p>
<p>On the other hand, though, it’s only natural to wonder, “How am I going to pay those tuition bills?”</p>
<p>For parents going through divorce, the questions are even more complicated and emotionally charged. After all, for divorcing parents, it’s not just a matter of “how,” but also “who” is going to pay for college tuition.</p></blockquote>
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		<title>Marginal Revolution suggests that college has been oversold</title>
		<link>http://avoidstudentloans.com/marginal-revolution-suggests-that-college-has-been-oversold/</link>
		<comments>http://avoidstudentloans.com/marginal-revolution-suggests-that-college-has-been-oversold/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 20:22:47 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[In the news]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=80</guid>
		<description><![CDATA[The great Alex Tabarrok points out some really tough degree realities. Over the past 25 years the total number of students in college has increased by about 50 percent. But the number of students graduating with degrees in science, technology, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-3.20.10-PM.png"><img class="aligncenter size-medium wp-image-81" title="Screen Shot 2012-01-23 at 3.20.10 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-3.20.10-PM-300x296.png" alt="" width="300" height="296" /></a></p>
<p>The great Alex Tabarrok points out some really <a href="http://marginalrevolution.com/marginalrevolution/2011/11/college-has-been-oversold.html">tough degree realities</a>.</p>
<p><em>Over the past 25 years the total number of students in college has increased by about 50 percent. But the number of students graduating with degrees in science, technology, engineering and math (the so-called STEM fields) has remained more or less constant. Moreover, many of today’s STEM graduates are foreign born and are taking their knowledge and skills back to their native countries.</em></p>
<p><em>Consider computer technology. In 2009 the U.S. graduated 37,994 students with bachelor’s degrees in computer and information science. This is not bad, but we graduated more students with computer science degrees 25 years ago! The story is the same in other technology fields such as chemical engineering, math and statistics. Few fields have changed as much in recent years as microbiology, but in 2009 we graduated just 2,480 students with bachelor’s degrees in microbiology — about the same number as 25 years ago. Who will solve the problem of antibiotic resistance?</em></p>
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		<title>Above the Law&#8217;s look at the student loan bubble</title>
		<link>http://avoidstudentloans.com/above-the-laws-look-at-the-student-loan-bubble/</link>
		<comments>http://avoidstudentloans.com/above-the-laws-look-at-the-student-loan-bubble/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 20:03:11 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[In the news]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=76</guid>
		<description><![CDATA[Above the Law takes a look at the student loan industry: Today we have more evidence that the student loan market is headed for disaster. We live in a world where the cost of education has become completely disassociated from [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-3.00.41-PM.png"><img class="aligncenter size-medium wp-image-77" title="Screen Shot 2012-01-23 at 3.00.41 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-3.00.41-PM-300x238.png" alt="" width="300" height="238" /></a></p>
<p>Above the Law takes a look at the <a href="http://abovethelaw.com/2011/08/the-student-loan-bubble-only-stupid-people-will-be-surprised-when-it-bursts/#disqus_thread">student loan industry</a>:</p>
<p><em>Today we have more evidence that the student loan market is headed for disaster. We live in a world where the cost of education has become completely disassociated from the value that the education provides. The tuition is too damn high, and there aren’t enough high paying jobs available for all of the young people with enormous debt.</em></p>
<p><em>For many recent college graduates, default is inevitable. The numbers are starting to catch up with reality….</em></p>
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		<title>WSJ discusses the scholarship game</title>
		<link>http://avoidstudentloans.com/wsj-discusses-the-scholarship-game/</link>
		<comments>http://avoidstudentloans.com/wsj-discusses-the-scholarship-game/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 19:38:23 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Scholarships]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=70</guid>
		<description><![CDATA[The Wall Street Journal takes a look that at the scholarship game: Don&#8217;t assume your child has to be a valedictorian to qualify for scholarships. There are a range of merit-based scholarships aimed at rewarding students for community service, athletic [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-2.34.49-PM.png"><img class="aligncenter size-medium wp-image-71" title="Screen Shot 2012-01-23 at 2.34.49 PM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-2.34.49-PM-300x218.png" alt="" width="300" height="218" /></a></p>
<p>The Wall Street Journal takes a look that at the <a href="http://online.wsj.com/article/SB10001424052970203750404577170970496690972.html?KEYWORDS=JESSICA+SILVER-GREENBERG">scholarship game</a>:</p>
<p><em>Don&#8217;t assume your child has to be a valedictorian to qualify for scholarships. There are a range of merit-based scholarships aimed at rewarding students for community service, athletic prowess or interest in specific subject areas, such as nursing or biotechnology—with new ones popping up all the time.</em></p>
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		<title>Wall Street Journal explains the College Aid Shuffle</title>
		<link>http://avoidstudentloans.com/wall-street-journal-explains-the-college-aid-shuffle/</link>
		<comments>http://avoidstudentloans.com/wall-street-journal-explains-the-college-aid-shuffle/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 15:07:20 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[In the news]]></category>

		<guid isPermaLink="false">http://avoidstudentloans.com/?p=65</guid>
		<description><![CDATA[The Wall Street Journal takes a look at how you can Avoid Student Loans: It is the height of financial-aid season, that time of year when families scramble to grab grants, scholarships and loans to offset the rising cost of [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-9.57.18-AM.png"><img class="aligncenter size-medium wp-image-66" title="Screen Shot 2012-01-23 at 9.57.18 AM" src="http://avoidstudentloans.com/wp-content/uploads/2012/01/Screen-Shot-2012-01-23-at-9.57.18-AM-300x187.png" alt="" width="300" height="187" /></a></p>
<p>The Wall Street Journal <a href="http://online.wsj.com/article/SB10001424052970203735304577166820712708292.html">takes a look at how you can Avoid Student Loans</a>:</p>
<p><em>It is the height of financial-aid season, that time of year when families scramble to grab grants, scholarships and loans to offset the rising cost of a college education. Many will find themselves in a classic quagmire: They are considered too wealthy to qualify for help, but not wealthy enough to pay full freight. </em></p>
<p><em>Fortunately, there are a number of strategies that can help maximize the amount of financial aid families receive. Even Ivy League schools, including Harvard and Princeton, have adjusted their aid formulas so that parents with higher base incomes can qualify. Among the changes: The universities now will consider how the higher cost of living in cities such as San Francisco can damp even well-to-do families&#8217; finances.</em></p>
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<p><em>The secret is to make yourself more appealing in the eyes of college-aid officers by using such legitimate tactics as postponing income, accelerating any possible tax deductions and moving assets from one account to another.</em></p>
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		<title>The best way to graduate without debt is to never take out a loan</title>
		<link>http://avoidstudentloans.com/the-best-way-to-graduate-without-debt-is-to-never-take-out-a-loan/</link>
		<comments>http://avoidstudentloans.com/the-best-way-to-graduate-without-debt-is-to-never-take-out-a-loan/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 00:17:23 +0000</pubDate>
		<dc:creator>petetheplanner</dc:creator>
				<category><![CDATA[Success Stories]]></category>
		<category><![CDATA[avoiding student loans]]></category>
		<category><![CDATA[working your way through college]]></category>

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		<description><![CDATA[Many people think that the only way to afford college is to take out student loans. This not only is false, but a very damaging misconception at that. Pete the Planner recently spoke with one young lady that refused to [...]]]></description>
			<content:encoded><![CDATA[<p>Many people think that the only way to afford college is to take out student loans. This not only is false, but a very damaging misconception at that. Pete the Planner recently spoke with one young lady that refused to take on student loan debt. Here are her <a href="http://petetheplanner.com/2011/07/27/how-to-get-out-of-college-with-no-debt/">tips for going to college debt free</a>.</p>
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